How is my credit limit calculated?

Your credit limit is calculated as 50% of the total USD value of your eligible collateral assets (BTC, ETH, SOL, and staked SOL) at the time of application. This is known as your origination Loan-to-Value (LTV) ratio.

Example: If you hold $100,000 in BTC, ETH, and SOL combined, your estimated credit limit would be $50,000.

If you add more eligible crypto as collateral after opening your Portfolio Line of Credit, your credit limit can increase accordingly, up to the maximum credit limit of $2,000,000.