When do ACH deposited funds post?
Funds deposited via ACH post quickly in your GalaxyOne account, depending on when the transfer is initiated.
Initiated before 4:00 PM ET → Funds will post the same day after 5:00 PM ET.
Initiated after 4:00 PM ET → Funds will post the next business day after 5:00 PM ET.
Note: When you initiate an ACH deposit in GalaxyOne, funds will post to your GalaxyOne account first. Your external bank account is typically debited the following business day.
Once your funds have posted, they can begin earning interest in your GalaxyOne Cash account the next business day, or be used to purchase stocks and/or crypto.
See also: When are ACH deposited funds available for withdrawal?