How do GalaxyOne earnings work?

With GalaxyOne, you can earn income and grow your wealth just by holding cash, stocks, or qualifying investment products in your account. Here’s how each works.

GalaxyOne Cash
Your GalaxyOne Cash account is an FDIC-insured, high-yield checking account.

• Earnings: Interest is calculated daily on your ending daily balance (EDB) and credited to your GalaxyOne Cash account monthly on the 1st of the month.

• Current rate: 3.50% APY.

GalaxyOne Brokerage (US Stocks & ETFs)

• Market Gains/Losses: The value of stocks changes with market prices. Gains are realized if you sell at a higher price; losses occur if sell at a lower price.

• Dividends: If a company issues dividends, they are automatically paid into your GalaxyOne Cash account.

• Securities Lending: Through our Fully Paid Securities Lending (FPSL) program (administered by DriveWealth, LLC), your eligible stocks may be lent to institutional investors.

  • You earn monthly interest when institutions borrow your shares.

  • Earnings are deposited directly into your GalaxyOne Cash account.

  • You can still trade your lent stocks anytime.

GalaxyOne Crypto 

• Market Gains/Losses: The value of crypto assets changes with market prices. Gains are realized if you sell at a higher price; losses occur if sell at a lower price.

Premium Yield
Galaxy Premium Yield is a high-income investment note available to U.S. accredited investors.

• Earnings: 8.00% yield with monthly payouts on the 5th of the month. Rates may change with 30 days’ notice.

  • You can choose to reinvest Premium Yield interest into GalaxyOne Cash or a selected crypto asset

     

For more details regarding the Galaxy Premium Yield offering please review the Private Placement Memorandum (PPM).